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Financial Services Regulation Publications

“A post-Brexit rulebook wishlist”, Compliance Monitor, 7 November 2023

“The FCA and PRA – better together or apart?”, Compliance Monitor, 7 November 2022

“The model compliance officer”, Compliance Monitor, 6 October 2022

“BSPS compensation: a Pension Review repeat”, Compliance Monitor, 4 June 2022

“When firms attempt to reduce their liabilities”, Compliance Monitor, 25 April 2022

“The ESG rulebook”, Compliance Monitor, 5 April 2022

“Government Agencies, In Search of Disputes”, 40 Alternatives 74 (2022)

“Swift report on IRHP scheme urges more proactive regulation”, Compliance Monitor, 4 March 2022

“A ‘new’ Consumer Duty – or same rules, more layers?”, Compliance Monitor, 7 February 2022

“Senior management accountability – the regulator’s nemesis”, Compliance Monitor, 7 September 2021

“‘Duty of care’ or hot air?”, Compliance Monitor, 12 July 2021

“A Spring flowering of financial services court decisions”, Compliance Monitor, 4 June 2021

“Adams v Options UK – the Court of Appeal reaches the right answer”, Compliance Monitor, 6 May 2021

“LCF report lifts lid off FCA failings”, Compliance Monitor, 5 March 2021

“FCA enforcement in 2020 – an unhealthy sprinkling of normality”, Compliance Monitor, 09 February 2021  “FCA faces the uncertain future”, Compliance Monitor, 3 June 2020

“Compliance during Covid-19”, Compliance Monitor, 6 May 2020

“Upper Tribunal catches FCA enforcement trying to take another short cut”, Thomson Reuters, 29 April 2020

“A year in compliance”, Compliance Monitor, 5 February 2020

“The FCA and PRA Business Plans analysed”, Compliance Monitor, 4 May 2018

“A trip to court”, Compliance Monitor, 10 May 2017

“The FCA’s miss(ion) mash”, Compliance Monitor, 6 December 2016

“The compliant management of chaos”, Compliance Monitor, 3 October 2016

“What have the Europeans ever done for us? (Plenty)”, Compliance Monitor, 5 July 2016

“A flurry of February enforcement decisions”, Compliance Monitor, 1 March 2016

“Competition Act voluntary redress schemes – draft guidance: something of rather greater importance than it appears”, Compliance Resource Network, 17 February 2016

“The FCA finally manages to defend successfully a banker’s attempt to obtain third party rights from the

Upper Tribunal”, Compliance Resource Network, 11 February 2016

“Moving retreads around”, Financial Adviser, 3 February 2016

“The Supreme Court’s definition of a collective investment scheme – just what the FCA wanted”, Compliance Resource Network, 27 April 2016

“A flurry of February enforcement decisions”, Compliance Monitor, 1 March 2016

“Competition Act voluntary redress schemes – draft guidance: something of rather greater importance than it appears”, Compliance Resource Network, 17 February 2016

“The FCA finally manages to defend successfully a banker’s attempt to obtain third party rights from the

Upper Tribunal”, Compliance Resource Network, 11 February 2016

“Moving retreads around”, Financial Adviser, 3 February 2016

“A tale of ducking and dithering: the Green Report on HBOS”, Compliance Monitor, 25 January 2016

“HBOS – the PRA report analysed”, Compliance Resource Network, 1 December 2015

“Bittar – the Upper Tribunal identifying third parties in Decision Notices”, Compliance Resource Network, 24 November 2015

“The Upper Tribunal orders the FCA to pay £100,000 in costs for making a corruption allegation without cogent evidence in the Burns case”, Compliance Resource Network, 13 November 2015

“Takeover Panel issues sharp reminder after Bumi debacle”, Complinet, 10 November 2015

“A year of trials”, Compliance Monitor, 1 October 2015

“A word to Mark Steward”, Compliance Monitor, 27 August 2015

“As the gunsmoke clears…”, Financial Adviser, 30 July 2015

“The Macris Court of Appeal decision re-defines Third Parties entitled to challenge FCA Decision Notices and gives the FCA nightmares”, Compliance Resource Network, 17 June 2015

“Julien Grout fails to stop termination of FCA’s Whale investigation into him”, Complinet, 12 March 2015

“The FCA’s market-shaking communications bungle”, Compliance Monitor, 22 January 2015

“From Principles to penalties”, Compliance Monitor, 2 December 2014

“The FCA’s market shaking communications bungle”, Compliance Monitor, 22 January 2015

“From Principles to penalties”, Compliance Monitor, 2 December 2014

“Compliance tip of the week: Don’t play the blame game”, Money Marketing, 2 October 2014

“Compliance tip of the week: The following arguments fall apart when lobbying for compliance change”, Money Marketing, 21 August 2014

“The Financial Conduct Authority’s Annual Report analysed”, Compliance Resource Network, 29 July 2014

“Compliance tip: They have the statutory powers –you don’t”, Money Marketing, 26 June 2014

“Learn to speak “FCA -supervision”–a review of the FCA’s approach to supervision for C1-C4 firms”, Compliance Resource Network, 6 June 2014

“Who’s afraid of SYSC?”, Compliance Monitor, 4 July 2014

“Compliance tip: They have the statutory powers – you don’t”, Money Marketing, 26 June 2014

“Socialism and the City”, Compliance Monitor, February 2014

“The Global compliance compass”, Compliance Monitor, October 2013

“A year in the courts”, Compliance Monitor, September 2013

“Two kings to rule them all”, Compliance Monitor, April 2013

“The Supreme Court defining regulated general insurance against the background of the EU Directives and IMD2”, Compliance Resource Network, 1 March 2013

“CP 12/34 and how the Financial Conduct Authority is going to supervise firms”, Compliance Resource Network, 13 December 2012

“Tools of Deterrence”, Compliance Monitor, November 2012

“CP 12/28 The FSA consults on fees for the FCA and PRA- some analysis”, Compliance Resource Network, 6 November 2012

Journey to the Centre of the FCA”, Compliance Resource Network, 25 October 2012

“Looking at CP 12/24 and the effect of regulatory reform on the authorisation and supervision regimes”,

Compliance Resource Network, 17 September 2012

“Competitors pay for those who stray CP 12/16”, Compliance Monitor, September 2012

“The Treasury Select Committee missing the point on the Financial Services Bill”, Compliance Resource Network, 15 June 2012

“High Court delivers blow to FSA and system of referrals from RDC to Upper Tribunal”, Complinet, 11 June 2012

“How to avoid FSA enforcement action on the retail side in 2012”, Compliance Resource Network, 1 February 2012

“The competence of Compliance”, Compliance Monitor, November 2011

“Regulatory vandalism – News that the Treasury Select Committee will be holding hearings concerning the forthcoming creation of the Financial Conduct Authority gives rise to both enthusiasm and a fear of disappointment”, Financial Adviser, 20 October 2011

“Keydata in the High Court — a warning to individuals under investigation, law firms and regulators”, Complinet, 17 October 2011

“The Stephen Allen Tribunal decision – an unarguable voyage around the enforcement procedure and the

FSMA”, Compliance Resource Network, 8 September 2011

“Hope and Fear”, (Looking at the Treasury Select Committee looking at the plans to create the Financial Conduct Authority), Financial Adviser, 25 August 2011

“Upper Tribunal effectively blocks firms from objecting to FSA’s publication of decision notices”, Complinet, 25 August 2011

“The regulator go-round”, Compliance Monitor, July/August 2011

“R on the application of S v the FSA limiting the regulator’s powers to publish decision notices”, Complinet, 20 July 2011

“CP 11/13 — an unusual look into the strange world of professional firms”, Complinet, 4 July 2011

“The Adam Samuel Report takes a look at the FSA Annual Report”, Compliance Resource Network 23 June 2011

“CP 11/8: the FSA asks the industry to “tell her about it”, on adviser charging and complaints data”, Compliance Resource Network 13 May 2011

“Analysing the Treasury’s “new approach to financial regulation”, consultation paper”, Compliance Resource Network 28 February 2011

“Cumbersome training and competence, Compliance Monitor”, February 2011

“The FSCS and FSA win the Keydata judicial review case”, Complinet, 13 January 2011

“Annual Review 2010”, Compliance Resource Network 5 January 2011

“Two tribunal decisions, Williams and Sharma, on the use of court judgments and applications to strike out references”, Complinet, 17 December 2010

“That thing you do”, (Compliance), Compliance Monitor, November 2010

“Freedom of choice”, (FSA and FSCS funding) Money Marketing , 16 September 2010

“CP 10/18 analysis – implementing the Financial Services Act 2010, suspensions, shortselling, FSCS funding and gathering information about financial stability”, Wolters Kluwer, 2 August 2010

“The FSA Annual Report: thoughts from the compliance frontline”, Compliance Monitor, July/August 2010

“An enforcement round-up for the first half of July”, Wolters Kluwer, 27 July 2010

“The Mansion House Speech and the Government’s Regulatory Reforms”, Wolters Kluwer, 21 June 2010

“Change of guard”, (Reform of financial regulation) Financial Adviser, 24 June 2010

“The proposed British Standard on Compliance”, Wolters Kluwer, 25 May 2010

“A hard bargain”, ((FSA 2010), Financial Adviser, 6 May 2010

“How dangerous are the Conservatives?”, Money Marketing, 23 April 2010

“The Financial Services Act 2010”, Wolters Kluwer, 19 April, 2010

“Skilled persons reports – an analysis”, Wolters Kluwer, 12 April 2010

“Farewell to Arms”, Financial Adviser, 18 February 2010

“Don’t wait too late”, Financial Adviser, 28 January 2010

“Looking forward to 2010”, Complinet, 7 January 2010

“The Financial Services Bill — an analysis”, Complinet, 3 December 2009

“Life after May 2010”, Compliance Monitor, December 2009

“Compliance in a cold climate”, Compliance Monitor, October 2009

“Those who can – teach”, Compliance Monitor, October 2009

“DP08/5 Consumer Responsibility: doesn’t the FSA have something more important to do?”, Complinet, 23 December 2008

“Risk and Plan 2009/10: an alternative view”, Compliance Monitor, March 2009

“The FSA has some problems with its evidence before the tribunal”, Complinet, 27 November 2008

“Tribunal shows its teeth on breaches of procedural orders”, Complinet, 24 June 2008

“Regulation after the Rock”, Compliance Monitor, April 2008

“Coming your way from the FSA: the Financial Risk Outlook and Business Plan”, Compliance Monitor, March 2008

“Discipline in September”, Complinet, 10 October 2007

“Ripping up the rulebook works”, Financial Adviser 9 August 2007

“Supervision v. Enforcement”, Compliance Monitor, July/August 2007

“A Year of Enforcement”, Compliance Monitor, June 2007

“Compliance and the law of unintended consequences”, Compliance Monitor, April 2007

“Quality Control”, Money Marketing, 26 April 2007

“Court of Appeal backs disclosure of FSA material”, Complinet, 16 March 2007

“The quest goes on”, Financial Adviser, 15 March 2007

“Gone not forgotten”, Financial Adviser, 1 February 2007

“FSA wins a tribunal case in front of Judge Mackie”, Complinet, 20 December 2006

“Industry guidance and the FSA – a good combination?”, Complinet, 16 November 2006

“The Tribunal post Legal & General (Part 1)”, Compliance Monitor May 2006

“Conventional wisdom”, Money Marketing, 23 March 2006

“The FSA’s quarterly arthroscopic”, Complinet, 11 April 2006

“FSA consultation on SIPPs”, Complinet, 6 April 2006

“FSA’s review of T&C – a touch of the surreal”, Complinet, 8 March 2006

“How to be compliant”, Compliance Monitor, February 2006

“Sexing up the subject of money”, Complinet, 13 February 2006

“Financial Risk Outlook – the FSA’s annual damp squib”, Complinet, 27 January 2006

“Looking forward to 2006”, Complinet, 3 January 2006

“So long, it’s been good to know you”, Compliance Online, 30 December 2005

“Hired guns and sharp shooting”, Compliance Monitor, November 2005

“BCCI finally closed for business – 15 years later”, Compliance Online, 4 November 2005

“Guidance from the FSA that is ‘not to be used for guidance’“, Compliance Online, 3 November 2005

“More better regulation: perhaps Tony Blair is right”, Compliance Monitor, July/August 2005

“The FSA starts the assault on phoenix firms”, Compliance Online, 15 June 2005

“Contract certainty – the new regulatory battlefield”, Compliance Monitor, June 2005, 1

“Defining the great redeemer: Treasury Consultation Document – Defining Home Reversions”, Compliance Online, 17 August 2004

“PS04/19 Defining contracts of insurance and the perimeter fence”, 29 July 2004

“There may be trouble ahead – compliance problems of the new regulatory regimes and some unexpected consequences”, 16 Compliance Monitor Issue 8, 8, May 2004

“PS04/12: the Insurance Mediation Directive applies to long-term life assurance as well”, Compliance Online, 4 May 2004

“Tell her about it, tell her everything she needs: the FSAs new reporting arrangements, Compliance Online 22nd April 2004

“FSA suspends Berry Birch Noble liabilities dump”, Compliance Online 7th April 2004

“The Treasury two-year review of the FSA kicks off with a gentle look at the perimeter fence”, Compliance Online 3rd March 2004

“The Best Things in Life… : FSA Consults on Fees”, Compliance Online, 29 January 2004

“Comment: DP23 – FSA and freedom of information”, Complinet, 28 Oct 2003

“Comment: CP202 ‘Beancount reporting’ for life insurers”, Complinet, 15 Oct 2003

“Policy statement on CP180: the ticket prices for mortgage and general insurance regulation”, Complinet, 14 October 2003

“FSA annual report: from enforcement to office furniture”, Complinet, 18 June 2003

“CP178: the FSA adding extra layers to prudential supervision of Lloyd’s”, Complinet, 22 April 2003

“The ghost of Christmas future – some wishes for 2003”, Complinet, 2 January 2003

“Regulation in the year 2000: a retrospective look”, Complinet, 2 Jan 2001


Get in touch

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